Moving to a new home or office is an exciting yet challenging endeavor. It’s a time when you’re entrusting your valuable possessions to a professional moving company like  Grizzly Moving & Storage  to ensure a smooth and stress-free transition. While we take pride in our commitment to handling your belongings with the utmost care, it’s important to understand how much responsibility the movers carry in case of loss or damage. In this article, we’ll explore the reasons why purchasing 3rd party moving insurance, along with understanding valuation, is a wise decision.

 

1. Additional Protection for Your Valuables:

Grizzly Moving & Storage prioritizes the safety of your belongings, but accidents can happen during the moving process. The minimum coverage required by law, known as carrier liability insurance, is $0.60 per pound per article up to $10,000. This means that if a 100-pound item valued at $200 is damaged, you would receive only $60 as compensation. Third-party moving insurance provides an additional layer of protection, ensuring that your valuable possessions are covered in case of any unforeseen damage or loss.

2. Peace of Mind:

Moving can be a stressful experience, with numerous details to manage. By investing in 3rd party moving insurance, you can enjoy peace of mind knowing that you’re financially protected. In the unlikely event that something goes wrong, you won’t have to bear the burden of repairing or replacing damaged items on your own.

3. Tailored Coverage Options:

3rd party moving insurance allows you to choose coverage options that align with your specific requirements. You can select coverage for the entire shipment or opt for protection on a per-item basis, giving you the flexibility to safeguard what matters most to you.

4. Comprehensive Protection:

While Grizzly Moving & Storage takes every precaution to prevent accidents, sometimes factors beyond our control can come into play. Moving insurance offers comprehensive protection that extends beyond standard liability coverage, ensuring that you’re covered in a wide range of situations.

5. Avoiding Common Misconceptions:

Many clients believe that their homeowners or renters insurance policies will cover any damages incurred during a move. However, such policies often have limitations when it comes to covering items in transit or in the care of a moving company. Moving insurance is specifically designed to fill these gaps, ensuring that your possessions are adequately protected throughout the moving process.

6. Cost-Effective Solution:

Purchasing moving insurance is a cost-effective way to safeguard your belongings. The peace of mind it provides far outweighs the relatively small investment required for coverage. It’s a smart move that can save you from significant financial stress.

Additional Insurance Options:

Grizzly Moving & Storage does not sell additional coverage and doesn’t recommend buying it from a moving company, as they are not insurance providers. Instead, we suggest considering third-party moving insurance companies, such as  Moving Insurance, LLC  or  Lakeland Insurance, which offer coverage tailored to your needs. Your homeowner’s policy and your own insurance policy can also be explored as potential additional coverage sources.

  • Moving Insurance, LLC  – Insurance for household and commercial relocation. They are licensed to sell moving insurance in 50 states, as well as worldwide.
  • Lakeland Insurance  – You can use our  affiliation discount code: GRZ25  to save you an additional $25. We have an account set up with this vendor to make the reservation process easier for you.

Valuation Coverage Rules and Regulations:

It’s essential to understand the rules and regulations surrounding valuation coverage:

  • Valuation does not automatically pay for any damage; it must be shown that the mover was responsible.
  • Items in boxes not packed by the mover are not covered.
  • The mover is not responsible for any electronic item that does not function after the move unless there is clear evidence that the item was mishandled during the move.
  • Even if you notice damages to items during the move, you are legally responsible for paying the full amount for the move and then initiating the claims process.

At Grizzly Moving & Storage, we take pride in our commitment to providing exceptional residential and commercial moving services. We understand that the unexpected can happen, and that’s why we recommend considering 3rd party moving insurance and understanding valuation coverage. It’s a decision that can provide you with added protection, peace of mind, and a seamless moving experience.

When you choose Grizzly Moving & Storage, you’re choosing a moving partner dedicated to your satisfaction and the safety of your possessions. Make the smart move with Grizzly Moving & Storage, your trusted partner in San Diego, CA, and  contact us today.